- Rates of interest beginning with 8.95% p.a. * (10.56% p.a. Contrast rate**)
- Get your price before you use – it’s not going to influence your credit rating
You could get your rate that is individual upfront impacting your credit rating.
$0 very very early payment cost in the event that you decide you wish to pay your loan down faster. Range of secured or loans that are unsecured.
We will make an effort to offer you a determination within 5 hours. Funds in account next working day. Apply on line in ten minutes or give us a call.
Unsecured loan product features
| Feature | Unsecured Loan |
| Interest Rate | Fixed interest levels range between 8.95%pa – 16.95%pa* (10.56%pa – 18.53%pa contrast rate**) |
| Easy online application process | 10-minute on line or by phone (1300 108 794) |
| Loan Term | 1. 5 years to 3 years ( $8,000 to $40,000) |
| Loan Amount | $5,000 – $40,000 |
| Funds paid into your account | Next business day after approval (at the mercy of your bank’s direct credit processing times) |
| Repayment Frequency | Weekly or Fortnightly |
| Repayment Facilities | Direct Debit |
| charges and Charges | Loan Establishment Fee | 4% of loan amount, capped at $495 |
Protection Registration Fee* | $20
Account Management Fee | $13 each month
Early Repayment Fee | $0
To find out more about our secured finance and quick unsecured loans please follow this link or contact us on 1300 108 794.
Unsecured loan calculator
Determine your repayments on a loan that is personal according to your borrowing amount plus the time period over which you’re seeking to repay it.
See just what our clients assert about us
See just what our clients assert about us
At Pepper cash we care exactly just exactly what our customers think about us, which is the reason why we encourage any feedback to assist us constantly enhance our service.
According to 196 reviews. Read the review on
You need to use the mortgage for pretty much any such thing
A variety of versatile secured and unsecured car finance choices.
Roll your financial troubles into one easy-to-manage loan.
We could enable you to get here https://speedyloan.net/reviews/blue-trust-loans/, wherever it might be.
House improvements made simple.
Use the anxiety away from preparing your special day.
Nevertheless maybe maybe not discovered what you are interested in?
Pepper cash supplies a range that is wide of solutions, tailored to your own personal needs. Speak to a Lending professional today and let’s perform some work that is hard you. Call 13 73 77 or click below find out more about our asset finance services and products.
Popular questions.
How can I submit an application for a personal bank loan?
You are able to use online and complete the online application in less than ten full minutes. You’ll get the rate that is individual before use. Or perhaps you can apply on the phone (1300 108 794) by talking to certainly one of our friendly Lending professionals.
How do you get my specific rate?
Having your individual price is quick and simple and won’t affect your credit rating. You will be aware your price before you apply by simply clicking and doing the form that is online the get my rate web page. You will get your price within 1 minute and also this price won’t change whenever you carry on and submit your web application.
What exactly are appropriate loan purposes?
You can make use of your Pepper Money personal bank loan for the majority of purposes. This might be such a thing from a vacation, house improvements, household furnishings, vehicle purchase or repairs, car improvements, debt consolidation reduction, academic expenses, medical and plastic surgery, dental surgery, home loan expense money, automobile deposit money, as well as a wedding, funeral or sporting equipment.
We usually do not provide loans for the following purposes:
- Debt consolidating of Pay Day loan provider debts
- Payout
- Rental
- Credit and mortgage arrears
- Re re Payment of defaults and judgements
- Loans for company purposes
Will trying to get a personal bank loan influence my credit rating?
Yes, nevertheless the way our application process works without it affecting your credit score is we first allow you to access your individual rate for free. A credit check will be done if you decide to proceed to an application.
Secured or Unsecured loans that are personal?
Financing that is guaranteed secured against a secured asset you own. This will be your vehicle or any other automobile which can be registered as secure deposit against the mortgage. This means in the event that you are not able to make repayments on a secured loan, the asset (the safety) can be taken repossessed included in the contract and sold using the profits regarding the sale utilized to pay for the outstanding balance from the loan. As a result of these loans being guaranteed against assets, customers can usually borrow more at a lower life expectancy interest, when compared with a loan that is unsecured.
An loan that is unsecured merely your own loan that isn’t guaranteed against a valuable asset. Quick unsecured loans usually are provided by lower borrowing quantities along with an increased rate of interest.
Pepper cash provides both unsecured and guaranteed personal loan services and products.
Just how long does it just just take until the funds are received by me?
As soon as you’ve gotten approval that is full your loan and now we have obtained the required paperwork, the funds will typically be transmitted into the nominated banking account the second working day (at the mercy of your bank’s direct credit processing times).
Am I able to get a loan that is personal We have defaults?
Unfortuitously only at that right time we don’t accept applications for personal bank loan borrowers that have defaults on the credit history.
Where could I recover my loan that is personal application?
The application can be retrieved right here.
NOTE: you need your email, date of delivery and phone quantity handy.
If you are still having problems, please contact us on 1300 108 794.
